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Overdraft Privilege
EPL's Courtesy Pay Solution

EPL offers a comprehensive program to protect members from the cost and inconvenience associated with insufficient items presented on a Share Draft (checking) account. Build member satisfaction and boost credit union performance by offering an overdraft privilege program. This program can be an invaluable addition to your credit unionís line of products and services. Without fee increases or major operational costs, this powerful program strengthens member satisfaction, raises market share and increases your credit unionís fee income.

Courtesy Pay is a service that can help members who overdraw their transaction accounts. Courtesy Pay is subject to preset dollar limits and certain other conditions. Your credit union can continue to collect the customary fee for each overdraft item, while protecting your members from the credit and debit bureau problems, merchant fees, and potential embarrassment associated with returned checks and ACH items.

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